“Our main focus is loans,” Manager Angie Spurlock explained, although the business also offers personal and self-employed tax services and the World Class Buying Club. The majority of loans issued at World Finance are under five thousand dollars, with many designed to help individuals establish or rebuild credit. “This is not a cash advance,” Assistant Manager Marti Tucker emphasized. “It works in established, equal monthly payments.” That difference, along with the company’s diligent reporting to credit bureaus, allows customers to improve their credit scores through various loan programs carefully selected to fit both budget and need.

“We try to approve and help as many people as possible,” Spurlock noted. “We’re fast and we’re versatile in the amount.” In as little as an hour, in many cases, World Finance customers can have their approval secured. There are no application fees or any other costs involved beyond a fixed interest rate.

Whether someone needs money for a vacation, home improvements or an emergency, World Finance is a simple choice. The easy process has led to a long list of long time customers, many of whom traveled to other World Finance offices prior to the opening of the White House location.

In addition to regular loans, World Finance offers a buying club to help customers finance large purchases such as appliances and electronics that they might not otherwise qualify for through conventional channels. The World Class Buying Club catalog features a little bit of everything with items delivered to homes within ten days of approval.

As a thank you to their customers, World Finance offers occasional drawings for seasonally appropriate prizes. For July, the prize was a cooler stuffed with all kinds of summer goodies. In addition to the drawings, customers who refer new business earn a ten dollar referral bonus.

World Finance is located at 628 Highway 76 in the Jim Brinkley Building and may be reached by phone at 672-7339. Stop by during office hours Monday and Friday from 8:30 a.m. to 6:00 p.m., Tuesday through Thursday from 8:30 a.m. until 5:30 p.m. or on weekends during tax season and Christmas.